About Us
Cash flow stalls or a time limited opportunity can hit when your bank is slow or at its limit in Dunedin. We use second mortgage business loans to unlock equity in your residential or commercial property with short term funding, fast decisions, and a simple path handled by Dunedin Second Mortgage Business Loans.
We are local and plain spoken, and our team at Dunedin Second Mortgage Business Loans knows short term second mortgage funding for growing businesses in Dunedin. We assess equity, trading history, turnover, and credit score, and we don’t rely on a score alone, and we aim to give an indicative answer within twenty four working hours along with a clear plan for how you will repay through refinance, sale, or cash flow.
You get fast indicative decisions within twenty four working hours once we’ve complete and correct documents, loan sizes from twenty thousand dollars to five hundred thousand dollars, and terms from three to twenty four months with most seconds running six to twelve months and extension options when your plan is on track. We consider total lending up to about ninety percent loan to value ratio in strong cases, often higher than bank limits, we accept residential or commercial security but not rural or lifestyle property, we weigh monthly turnover and time in business from six months for smaller loans up to five years for the maximum, and we do not rely on a credit score alone.
Our core service is arranging second mortgage business loans for cash flow gaps, custom made stock buys, tax arrears, marketing pushes, bridging while a refinance settles, or upgrades that drive revenue. Eligibility rises with loan size from about six months in business for smaller amounts up to about five years for the maximum amount, you need minimum monthly turnover of 20,000 dollars, credit scores are considered but do not decide a deal on their own, we can set interest only or principal and interest, interest can be capitalised in some cases, and fees such as application and valuation and legal and other costs are set out in your loan agreement.
Talk to our Dunedin team about second mortgage business loans Dunedin today so you can solve the cash gap and keep work moving. Call or message Dunedin Second Mortgage Business Loans to get a quick quote or set up a time to run your numbers.
Fast Approvals - $20k to $500k
