About Us
Cash flow gaps hit fast when a supplier calls or a tax bill lands in Dunedin. We solve it with second mortgage business loans that release equity in a residential or commercial property for three to twenty four months, most often six to twelve, from twenty thousand to five hundred thousand based on your trading history.
Property secured business lending is our lane and we’ve closed many second charges across residential and commercial property in Dunedin. We move fast with clear terms, handle valuations and title work, and underwrite based on trading history and a real exit plan rather than a single score.
You get straight answers, quick timeframes, and a loan shaped to how your business earns and pays. We give indicative decisions in about twenty four working hours when your documents are complete, accept both residential and commercial security, may reach a total loan to value ratio near ninety percent in strong cases, and we are open about pricing and fees before you sign so you avoid surprises.
Loans run from twenty thousand dollars to five hundred thousand dollars with terms from three to twenty-four months, and most second mortgage business loans run six to twelve months with extensions possible. We secure against residential or commercial property in Dunedin and not rural or lifestyle blocks, pricing is risk-based and higher than bank lending, eligibility grows with time in business from six months for smaller loans up to five years for the largest with a minimum monthly turnover of twenty thousand dollars, interest can be paid weekly or fortnightly or monthly, early payment can be allowed under the contract, total lending may reach about ninety per cent loan-to-value in stronger cases, and application, valuation, legal, and other costs are set out in your loan agreement.
Talk with Dunedin Second Mortgage Business Loans in Dunedin about second mortgage business loans Dunedin and get a fast, plain answer and a written quote. Call or send your latest bank statements, profit and loss, a rates notice, and your rough property value so we can start today.
Fast Approvals - $20k to $500k
