About Us
Cash flow gaps hit fast when a supplier calls or a tax bill lands in Dunedin. We solve it with second mortgage business loans that release equity in a residential or commercial property for three to twenty four months, most often six to twelve, from twenty thousand to five hundred thousand based on your trading history.
We do property secured business lending every day and we know second mortgages well. We head off common mistakes like missing documents, no exit plan, or an overstated property value, because those cause delays, added costs, or even a default risk.
You get straight answers, a clear pathway, and an indicative decision within twenty-four working hours when documents are complete. We look beyond a credit score and can fund up to about ninety per cent total loan-to-value in strong cases with flexible terms, interest-only or principal and interest options, and the ability to add interest to the loan in some cases.
We fund $20,000 to $500,000 for 3 to 24 months, with most second mortgage loans running 6 to 12 months as short-term or transitional funding with risk based pricing that’s higher than bank lending. We assess real trading history and equity with a minimum monthly turnover of $20,000 and time in business that grows with the loan size from six months at the low end to five years at the top, and we support weekly, fortnightly, or monthly repayments.
Talk to our local team about second mortgage business loans Dunedin. Call or message Dunedin Second Mortgage Business Loans to get a quick quote and a clear path from approval to settlement.
