About Us
Banks move slow, bills do not, and growth chances don’t wait. At Dunedin Second Mortgage Business Loans we fund second mortgage business loans in Dunedin with short-term property-secured finance for working capital, bridging, refinance, and project cash flow.
Our team has deep local experience with short term, property secured lending and we keep the process tight from first call to settlement with risk based pricing that is higher than bank lending but explained in plain words. We look beyond a single credit score, can consider total lending up to about ninety percent loan to value in strong cases, and focus on structures that actually settle on time.
You get quick answers, flexible loan structures, and straight talk that keeps your plans moving without guesswork. We pick up the phone, keep you updated, and do what we say.
Loan sizes run from $20,000 to $500,000 with the largest amounts tied to longer time in business from 6 months for smaller loans up to 5 years for the maximum, we can consider total lending up to about 90 percent loan to value ratio in strong cases which is higher than many bank limits, and we accept residential and commercial security but not rural properties or lifestyle blocks. We fund working capital, stock, supplier payments, tax arrears, refurbishment, and bridging between refinances, and we offer interest only or principal and interest repayments weekly, fortnightly, or monthly with the option to capitalise interest when that fits the exit plan.
Talk to Dunedin Second Mortgage Business Loans in Dunedin about second mortgage business loans today. Call or send us your scenario for a quick quote and a prompt path to settlement.
Fast Approvals - $20k to $500k