About Us
Cash flow gaps, supplier pressure, or a custom made purchase can stall growth. We arrange second mortgage business loans in Dunedin with short term, property secured funding for working capital, stock buys, project bridging, and debt tidy ups.
We are local and we’ve funded many small firms, so we speak plain language and we move fast while keeping the paperwork right. At Dunedin Second Mortgage Business Loans we look at trading history, monthly turnover of at least twenty thousand dollars, and equity, not only a credit score, and we match loan size to time in business from about six months for smaller loans up to five years for the largest, so the structure fits and you aren’t stuck.
You get flexible repayment weekly, fortnightly, or monthly with the choice to capitalise interest when that helps cash flow, and early repayment is allowed under your contract. In strong cases we may reach a total loan to value ratio of about ninety percent across all lending while we tell you application, valuation, and legal costs before you sign and stay reachable after settlement.
Loan sizes run from $20,000 to $500,000 with the largest amounts tied to longer time in business from 6 months for smaller loans up to 5 years for the maximum, we can consider total lending up to about 90 percent loan to value ratio in strong cases which is higher than many bank limits, and we accept residential and commercial security but not rural properties or lifestyle blocks. We fund working capital, stock, supplier payments, tax arrears, refurbishment, and bridging between refinances, and we offer interest only or principal and interest repayments weekly, fortnightly, or monthly with the option to capitalise interest when that fits the exit plan.
You can contact our local team in Dunedin about second mortgage business loans and get a quick quote and timeline that fits your plan. Reach out to Dunedin Second Mortgage Business Loans now and we’ll map the documents needed and move from application to settlement without delay.
Fast Approvals - $20k to $500k
