About Us
Cash flow can tighten fast in Dunedin and a slow bank answer can cost you a deal or a key payment. Dunedin Second Mortgage Business Loans helps you move fast with second mortgage business loans, bridge funding, and short term property secured lending so you can pay suppliers, clear tax arrears, consolidate debts, or buy stock when it matters.
At Dunedin Second Mortgage Business Loans, we’re a local team in Dunedin with deep experience in property secured business lending, and we build clean, short term structures that match your exit. We explain pricing up front, which is risk based and higher than bank lending, we set clear loan to value ratio limits for your case, and we stay on the file until settlement with straight answers.
You get fast indicative decisions within twenty four working hours once we’ve complete and correct documents, loan sizes from twenty thousand dollars to five hundred thousand dollars, and terms from three to twenty four months with most seconds running six to twelve months and extension options when your plan is on track. We consider total lending up to about ninety percent loan to value ratio in strong cases, often higher than bank limits, we accept residential or commercial security but not rural or lifestyle property, we weigh monthly turnover and time in business from six months for smaller loans up to five years for the maximum, and we don’t rely on a credit score alone.
We take residential or commercial property as security, not rural land or lifestyle blocks, and we lend from twenty thousand dollars to five hundred thousand dollars with loan size linked to business trading history from six months for smaller loans up to five years for the maximum amount, and we expect at least twenty thousand dollars in monthly turnover with credit scores reviewed in context and equity required. We outline application, valuation, legal and other costs in the loan agreement, we can set repayments weekly or fortnightly or monthly, and we settle once valuation and legal work are complete.
You can contact our Dunedin team about second mortgage business loans today. You can ask for a quick call and a quote so we can map out the numbers and timing that fit your next move.
Fast Approvals - $20k to $500k
