About Us
Bank timelines can blow up your plans and your cash flow takes the hit. We fund second mortgage business loans in Dunedin for working capital, bridging a refinance, stock buys, payroll, or finishing jobs, and we do it fast.
Our team has deep experience in property backed business lending in Dunedin and we look at the whole picture rather than a score alone. You get clear terms, fast indicative decisions within 24 working hours when documents are complete, and a real plan for how the loan is repaid or refinanced without drama.
You get quick answers, flexible loan structures, and straight talk that keeps your plans moving without guesswork. We pick up the phone, keep you updated, and do what we say.
Loan sizes run from $20,000 to $500,000 with the largest amounts tied to longer time in business from 6 months for smaller loans up to 5 years for the maximum, we can consider total lending up to about 90 percent loan to value ratio in strong cases which is higher than many bank limits, and we accept residential and commercial security but not rural properties or lifestyle blocks. We fund working capital, stock, supplier payments, tax arrears, refurbishment, and bridging between refinances, and we offer interest only or principal and interest repayments weekly, fortnightly, or monthly with the option to capitalise interest when that fits the exit plan.
Talk to our team about second mortgage business loans in Dunedin today. Call or message Dunedin Second Mortgage Business Loans to get a quick read on eligibility and a clear quote.
