About Us
Banks move slow and cash flow does not wait, so deals fall over and bills stack up. At Dunedin Second Mortgage Business Loans in Dunedin, we arrange second mortgage business loans that use your property equity to unlock short-term working capital, bridging funds, or a fast refinance with a clear exit plan.
We are your local team at Dunedin Second Mortgage Business Loans in Dunedin with deep experience in short term, property backed lending. We read your numbers fast, talk plainly about risk and equity, and keep the path to settlement clean and predictable.
You get short term funding built for business moves, not long term debt. We fund from $20,000 to $500,000 with terms from three to twenty four months, most second mortgages run six to twelve months with extension possible, pricing is risk based and higher than bank rates because this is short term and higher risk, repayments can be interest only or principal and interest with weekly, fortnightly, or monthly schedules, interest can be capitalised in some cases, early repayment is usually allowed under the contract, and we expect minimum monthly turnover of $20,000 and trading history from six months for smaller loans up to five years for the largest loans.
We fund $20,000 to $500,000 for 3 to 24 months, with most second mortgage loans running 6 to 12 months as short-term or transitional funding with risk based pricing that is higher than bank lending. We assess real trading history and equity with a minimum monthly turnover of $20,000 and time in business that grows with the loan size from six months at the low end to five years at the top, and we support weekly, fortnightly, or monthly repayments.
You can contact our local team in Dunedin about second mortgage business loans and get a quick quote and timeline that fits your plan. Reach out to Dunedin Second Mortgage Business Loans now and we will map the documents needed and move from application to settlement without delay.
Fast Approvals - $20k to $500k
