About Us
You need money fast and the bank is dragging its feet. We arrange second mortgage business loans in Dunedin through Dunedin Second Mortgage Business Loans to cover tax arrears, grab custom made stock, bridge to a sale or refinance, or fund a light refurb, and we stay with you from first chat to settlement.
As Dunedin Second Mortgage Business Loans in Dunedin, we bring local lending know how, quick assessments, and plain talk, with indicative approval often within 24 working hours when documents are complete. We look beyond a single credit score and weigh your trading history, equity, and exit plan, and we accept residential or commercial security with strong cases reaching about ninety percent loan to value, while we don’t accept rural properties or lifestyle blocks.
You get access to residential or commercial property security with combined loan to value ratios that may reach about ninety percent in strong cases, interest only or principal and interest options, the ability to capitalise interest to smooth cash flow, and repayment timing set weekly, fortnightly, or monthly. We are steady on communication, we lay out pricing up front because it’s risk based and higher than bank lending with no published rate range, fees for application, valuation, legal, and other costs are set out in the loan agreement, and early repayment is usually allowed under the contract.
We fund $20,000 to $500,000 for 3 to 24 months, with most second mortgage loans running 6 to 12 months as short-term or transitional funding with risk based pricing that is higher than bank lending. We assess real trading history and equity with a minimum monthly turnover of $20,000 and time in business that grows with the loan size from six months at the low end to five years at the top, and we support weekly, fortnightly, or monthly repayments.
Talk to Dunedin Second Mortgage Business Loans about second mortgage business loans in Dunedin and get a clear path to funds. Call us or send your recent bank statements, profit and loss, and property details and we’ll come back with a fast quote and a settlement plan.
Fast Approvals - $20k to $500k
